insurance 音标拼音: [ɪnʃ'ʊrəns]
n .
U 安全保障;保险,保险业
U 安全保障;保险,保险业
insurance 保证
insurance 保险 保证
insurance n 1 :
promise of reimbursement in the case of loss ;
paid to people or companies so concerned about hazards that they have made prepayments to an insurance company 2 :
written contract or certificate of insurance ; "
you should have read the small print on your policy " [
synonym : {
policy },
{
insurance policy }, {
insurance }]
3 :
protection against future loss [
synonym : {
indemnity },
{
insurance }]
Insurance \
In *
sur "
ance \,
n . [
From {
Insure }.]
[
1913 Webster ]
1 .
The act of insuring ,
or assuring ,
against loss or damage by a contingent event ;
a contract whereby ,
for a stipulated consideration ,
called premium ,
one party undertakes to indemnify or guarantee another against loss by certain specified risks .
Cf . {
Assurance },
n .,
6 .
[
1913 Webster ]
Note :
The person who undertakes to pay in case of loss is termed the insurer ;
the danger against which he undertakes ,
the risk ;
the person protected ,
the insured ;
the sum which he pays for the protection ,
the premium ;
and the contract itself ,
when reduced to form ,
the policy . --
Johnson '
s Cyc .
[
1913 Webster ]
2 .
The premium paid for insuring property or life .
[
1913 Webster ]
3 .
The sum for which life or property is insured .
[
1913 Webster ]
4 .
A guaranty ,
security ,
or pledge ;
assurance . [
Obs .]
[
1913 Webster ]
The most acceptable insurance of the divine protection . --
Mickle .
[
1913 Webster ]
5 .
Hence :
Any means of assuring against loss ;
a precaution ;
as ,
we always use our seat belts as insurance against injury .
[
PJC ]
{
Accident insurance },
insurance against pecuniary loss by reason of accident to the person .
{
Endowment insurance }
or {
Endowment assurance },
a combination of life insurance and investment such that if the person upon whose life a risk is taken dies before a certain specified time the insurance becomes due at once ,
and if he survives ,
it becomes due at the time specified .
Also called {
whole life insurance }.
{
Fire insurance }.
See under {
Fire }.
{
Insurance broker },
a broker or agent who effects insurance .
{
Insurance company },
a company or corporation whose business it is to insure against loss ,
damage ,
or death .
{
Insurance policy },
a certificate of insurance ;
the document containing the contract made by an insurance company with a person whose property or life is insured .
{
Life insurance }.
See under {
Life }.
[
1913 Webster ]
73 Moby Thesaurus words for "
insurance ":
accident insurance ,
actuary ,
annuity ,
assurance ,
aviation insurance ,
bail bond ,
bond ,
business life insurance ,
casualty insurance ,
certificate of insurance ,
court bond ,
cover ,
credit insurance ,
credit life insurance ,
deductible ,
endowment insurance ,
family maintenance policy ,
fidelity bond ,
fidelity insurance ,
flood insurance ,
forearming ,
forehandedness ,
foresight ,
foresightedness ,
forethought ,
forethoughtfulness ,
fraternal insurance ,
government insurance ,
guarantee ,
guaranty ,
health insurance ,
indemnification ,
indemnity ,
industrial life insurance ,
insurance agent ,
insurance broker ,
insurance company ,
insurance man ,
insurance policy ,
interinsurance ,
liability insurance ,
license bond ,
limited payment insurance ,
major medical insurance ,
malpractice insurance ,
marine insurance ,
measures ,
mutual company ,
ocean marine insurance ,
permit bond ,
policy ,
precaution ,
precautions ,
precautiousness ,
preventive measure ,
protection ,
providence ,
provision ,
robbery insurance ,
safeguard ,
security ,
social security ,
steps ,
steps and measures ,
stock company ,
stocks and bonds ,
surety ,
term insurance ,
theft insurance ,
tie ,
underwriter ,
warrant ,
warranty INSURANCE ,
contracts .
It is defined to be a contract of indemnity from loss or damage arising upon an uncertain event .
1 Marsh .
Ins .
104 .
It is more fully defined to be a contract by which one of the parties ,
called the insurer ,
binds himself to the other ,
called the insured ,
to pay him a sum of money ,
or otherwise indemnify him in case of the happening of a fortuitous event ,
provided for in a general or special manner in the contract ,
in consideration of a premium which the latter pays ,
or binds himself to pay him .
Pardess .
part 3 ,
t .
8 ,
n .
588 ;
1 Bouv .
Inst .
n .
1174 .
2 .
The instrument by which the contract is made is denominated a policy ;
the events or causes to be insured against ,
risks or perils ;
and the thing insured ,
the subject or insurable interest .
3 .
Marine insurance relates to property and risks at sea ;
insurance of property on shore against fire ,
is called fire insurance ;
and the various contracts in such cases ,
are fire policies .
Insurance of the lives of individuals are called insurances on lives .
Vide Double Insurance ;
Re -
Insurance .
INSURANCE ,
MARINE ,
contracts .
Marine insurance is a contract whereby one party ,
for a stipulated premium ,
undertakes to indemnify the other against certain perils or sea risks ,
to which his ship ,
freight ,
or cargo ,
or some of them may be exposed ,
during a certain voyage ,
or a fixed period of time .
3 Kent ,
Com .
203 ;
Boulay -
Paty ,
Dr .
Commercial ,
t .
10 .
2 .
This contract is usually reduced to writing ;
the instrument is called a policy of insurance . (
q .
v .)
3 .
All persons ,
whether natives ,
citizens ,
or aliens ,
may be insured ,
with the exception of alien enemies .
4 .
The insurance may be of goods on a certain ship ,
or without naming any ,
as upon goods on board any ship or ships .
The subject insured must be an insurable legal interest .
5 .
The contract requires the most perfect good faith ;
if the insured make false representations to the insurer ,
in order to procure his insurance upon better terms ,
it will avoid the contract ,
though the loss arose from a cause unconnected with the misrepresentation ,
or the concealment happened through mistake ,
neglect ,
or accident ,
without any fraudulent intention .
Vide Kent ,
Com .
Lecture ,
48 ;
Marsh .
Ins .
c .
4 ;
Pardessus ,
Dr .
Com .
part 4 ,
t .
5 ,
n .
756 ,
et seq .;
Boulay -
Paty ,
Dr .
Com .
t .
10 .
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