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  • MLI Select | CMHC
    MLI Select An innovative new multi-unit mortgage loan insurance product focused on affordability, accessibility, and climate compatibility Access reduced premiums and longer amortization periods based on your level of commitment to affordability, accessibility, and climate compatibility using MLI Select
  • Multi-unit CMHC MLI Select
    CMHC’s MLI Select product offers scaling flexibilities to encourage the preservation and creation of affordable, accessible and climate compatible units Flexibilities include higher loan-to-value ratios, increased amortizations, lower debt coverage ratios, and reduced premiums
  • Mortgage Loan Insurance for Multi-Unit Rental Housing | CMHC
    Get reduced premiums and longer amortization periods based on your level of commitment to affordability, accessibility and climate compatibility using MLI Select Rely on CMHC as Canada's only provider of mortgage loan insurance for multi-unit residential properties
  • Canada Mortgage and Housing Corporation | CMHC
    Contributing to the Well-Being of Canada's Housing System CMHC provides housing finance solutions and reliable access to mortgage funding for lenders Our commitment extends to providing crucial research and data to inform decisions for better housing sector outcomes And, we deliver housing programs for the Government of Canada
  • Multi-unit CMHC MLI Select - Required Documentation Guide
    At-a-glance Please note this documentation guide is specific to the affordability, energy efficiency, and accessibility criteria pertaining to MLI Select For more information on general documentation related to multi-unit mortgage loan insurance please consult the Multi-Unit Required Documentation
  • CMHC to Update Multi-Unit Mortgage Loan Insurance Premiums
    As a result of the annual review, CMHC is updating both the premium structure and premium rates for multi-unit mortgage loan insurance (MU MLI) Effective July 14, 2025, a standardized approach will be applied to all MU MLI products, including MLI Select, with premiums adjusted to reflect the specific risk characteristics of the loan being
  • Mortgage Loan Insurance for Standard Rental Housing | CMHC
    Mortgage Loan Insurance: Standard Rental Housing CMHC mortgage insurance offers flexible tools to build, buy or refinance standard multi-unit rental housing This includes financing options like: higher loan-to-value ratios loan advances up to 85% of the lending value during construction lower debt coverage ratios preferred interest rates amortization periods up to 40 years for existing
  • Multi-unit - Required Documentation Guide - CMHC-SCHL
    For more information on these requirements, please consult the MLI Select Required Documentation Guide CMHC may at its discretion request any additional information it deems necessary to properly assess an application For additional information on fees and premiums, and other multi-unit products, please refer to the applicable information sheet
  • Homeowner Multi-Unit Mortgage Loan Insurance Products | CMHC
    Explore CMHC’s mortgage loan insurance options for homeowners and multi-unit property investors in Canada, designed for your clients’ needs
  • REVISIONS TO THE ELIGIBILTIY CRITERIA OF AFFORDABILITY-LINKED POOLS
    BACKGROUND In 2021, CMHC introduced the product of affordability linked pools containing social housing loans or multi-family loans insured under the CMHC MLI Affordable Flex product (“Affordability-linked Pools”) This program enhancement helped support the National Housing Strategy by incentivizing lenders to provide cost-effective financing to support affordable housing





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